Equities First Holding offers financial solutions for businesses and individuals who may not be in a position to acquire mainstream banking loans. They offer non-purpose capital; this means that an organization can qualify for a loan without restrictions on the use of funds. For a loan to be extended in mainstream banking, the loanee must specify the functions of the funds mostly expansion of business or enhancement of business liquidity requirements. Equities First specialize in capital allocation, alternative financial solutions, and financial services without attached strings.
Equities First Holdings offer the best option for individuals who require an urgent loan but do not qualify for a credit-based loan. Getting a loan from a bank nowadays is difficult since banks have raised the interest rates, minimized lending options to borrowers, and increased the credit qualifications. Equities First Holdings have come up with a good solution. They use stock-based loans because the stock-based loan offers fixed interest rates and their loan to value ratio is fair. This credit is beneficial since it ensures borrowers can enjoy the proceeds of the loan even if the stock value goes down without having many restrictions.
When it comes to mainstream loans, there are limitations on the purpose of the loan. The interest rates vary too, and whenever there is a margin call, the borrowers might suffer property liquidation without prior notice. However, with the stock-based loans, there are no restrictions and the interest rates vary between 3-4%. The borrower gives stock as capital, and if the value of the stock goes up during the loan term, the borrower gets to enjoy the gains and similarly if the value goes down, he or she does not fail to pay the loan.
The highest beneficiaries of Equities first are;
- Small business owners who need to secure funds for their business but cannot afford the high rates of interest offered on marginal loans
- Individuals that do not qualify for bank loans because of their low income or poor credit status
However, every funding source comes with its risks and Equities First Holdings always keep their clients updated on the benefits and risks to expect.